Life Insurance

•    Death
•    Total and Permanent Disablement
•    Trauma
•    Income Protection

People work hard to build up assets over time such as owning their own home, some investments and contributing to superannuation for retirement.

An unexpected accident or illness can have a devastating impact. They can not only reduce/stop income but worse, could cost money and assets which may have to be sold.

Insurance is a way of ensuring that this does not necessarily happen. Death, Total & Permanent Disability and Trauma insurance pay a lump sum in the event of Death, a major accident that causes permanent disability or a medical condition. This lump sum can be used to fund any short term income loss or expenses.

Income protection insurance pays a regular monthly income in the event a person is off work for more than a set period of time due to accident or illness. This is used to replace the regular income but it is limited to 75% of the actual wage.

A lot of people do not have sufficient insurance to protect their family and assets if something were to go wrong, do you?