Belmores Aged Care Information Session
Wednesday 24th September 2025
10am-12pm
Club Mulwala, Anzac Room
Estate and Succession Planning
Ross Mulquiney - Hargraves Solicitors
Ross has been Principal of Hargraves since 2011. Ross and this team take pride in delivering practical and pragmatic legal advice.
Hargraves provides services in:
- Family Law (including property settlements)
- Conveyancing and Property Law (Victoria and New South Wales)
- Wills, Powers of Attorney
- Succession Planning
- Probate, Estate Planning and Family Provision Act claims
- Mortgages and Lending
- Litigation (Civil & Criminal) – with particular experience in complex dispute resolution
Since the late 1800s Hargraves has provided astute commercial and innovative advice to create better legal outcomes for its clients. To this day the Hargraves team continues to offer cost-effective legal services delivered in timely fashion with an emphasis on quality.
As an active member of the community Hargraves is able to understand its clients’ needs and offer legal representation in an environment that best suits its clients.
Bernie McKenzie - Belmores Chartered Accountants
Bernie McKenzie is a Principal of Belmores Chartered Accountants, BBus (Acc) CPA
Bernie specialises in Estate and Succession Planning as well as structuring business and tax strategies.
Bernie began her role at Belmores as a Business Services Consultant in 2009, returning to the North East from Melbourne and became a Director in 2014. She studied a Bachelor of Business (Accounting) at Charles Sturt University, working in Albury for 9 years before moving to Melbourne to work. She has a strong affinity with the north east having lived the majority of her life in northeast Victoria. Bernie has extensive experience in advising clients across a range of industries including SME's, Primary Producers and Agribusiness. Her depth of industry experience and positive manner help identify client objectives and ensures their comprehensive understanding of all the issues involved.
Clio Bratina - GenLife Investment Bonds
We explore how award-winning investment bonds are an unrivalled estate planning vehicle empowering you with greater control to transfer wealth to the next generation with certainty and ease.
Investment bonds have come a long way and they are now are a powerful tool in estate planning, offering both financial growth and a tax-effective way to transfer wealth. They can help reduce the size of a taxable estate, as the bond can be owned outside of the estate or assigned to beneficiaries directly. Additionally, investment bonds can include features like binding beneficiary nominations, which allow assets to pass directly to beneficiaries upon death—bypassing probate and potentially reducing legal costs and delays. Their simplicity, combined with favorable tax treatment and flexible ownership structures, makes them a strategic option for those looking to preserve and transfer wealth efficiently.
Home care and residential aged care
Steve Crawford is the Senior Business Development Manager at Challenger supporting the Belmores advice team.
Steve understands first-hand the value and importance of getting support and advice around Aged Care, with both his father and father-in-law having been in Care before they passed. He is uniquely placed to deliver this important session because during his 20+ years’ in the financial services industry he has performed various roles across the Aged Care advice spectrum.
Including 15 years owning his own financial advice practice where he supported his clients to guide their parents through the Aged Care process, and now he works with advice practices like Belmore's every single day, to explore different kinds of Aged Care scenarios for their clients and families on behalf of Challenger - Australia's leader in Retirement and Aged Care investment and income solutions.
Michael Hogan and Tracey Fleet - MHA
MHA Care is a not-for-profit organisation located in Yarrawonga. They provide high quality home and community care services in Moira Shire and the surrounding communities.
MHA Care was founded in 1999 when four existing health care services in partnership with Moira Shire formed an alliance to:
“Provide a comprehensive and co-ordinated system of community care services for frail, aged, people with a disability and their carers across the Moira Shire”.
MHA Care receives funding from the Moira Shire Council, State and Commonwealth Governments to provide subsidised services to eligible customers under the Commonwealth Home Support Programme and Home and Community Care Program for Younger People.
MHA Care are approved providers for Home Care Packages, Veterans Home Care, WorkCover and Transport Accident Commission.
We also provide services to customers who are not eligible to receive government subsidised services, or would rather purchase services privately.
RSVP Monday 15th September
Light refreshments will be served from 9:40am
For more information or to register, please contact belmore@belmores.com.au or 03 5744 1221.
