Financially Speaking Financially Speaking is our comprehensive quarterly publication focused on general financial concerns including the global economy, personal financial considerations and tax issues. To subscribe to Financially Speaking so you don't miss out on future editions, please Subscribe. Or feel free to browse our recent issues of Financially Speaking. March 2017 2017 Market Outlook Are you prepared for the new superannuation changes? Resisting Temptation Raising financially savvy kids Easing the journey into aged care September 2016 Beyond Brexit Timing retirement Five big questions for AREIT investors Why having a proper estate plan is so important Changes to the age pension rules - are you ready? How to avoid behavioural investment traps June 2016 Counting the cost of a curve ball Property and diversified portfolio SMSF borrowing gets the amber light Making sense of the fixed income landscape Time to reconsider emerging markets Getting financially prepared to start a family April 2016 The global outlook for investing and the implications for us A Star Wars approach to investing in volatile markets Some aged care figures for consideration The tax advantages of salary sacrificing a bonus into superannuation A comparison of commercial property versus residential property The benefits of having an estate plan September 2015 Why China's property market matters Trauma fills the gaps Insurance through super – with choice comes complexity Control your retirement income Are your estate affairs in order Four tips on what to do with a windfall March 2015 The economic effect of a plummeting oil price and quantitative easing Could global technology affect our blue chip stocks Aged care reforms Life insurance through the stages of life Exchange Traded Funds (ETF's) Demystifying Long-Short funds November 2014 All I want for Christmas is to survive it debt free Australians need a little help to battle the bulge Back to basics - the foundations of risk and return Neglect SMSF liquidity Living long - living well? 5 super traps pre-retirees should avoid Economic update October 2014 Women & Money, getting into good financial habits Why does cash matter Health insurance, to cover or not to cover The role of bonds and shares in retirement A global investment outlook June 2014 The power of compounding Protect yourself against survival Making the most of your retirement income Economic outlook Be prepared - understanding the aged care reforms Countdown to the end of the financial year The benefits of a low and high Australia dollar March 2014 Economic update: what to watch in 2014 Creating new habits for 2014: how to have it all Google: the $1 trillion question Preparing for the unexpected with trauma insurance Dealing with credit card crunch January 2014 Growth delicately poised The importance of trauma cover What contributions can you make to your superannuation A super solution for blended families] Time to reflect September 2013 Spring clean your finances Aged Care fees - what are they and how will I pay? Child Cover - the missing piece in many risk portfolios Debunking hedge fund myths Want to boost your super contributions? See the do's and don'ts Why Disability Care is no replacement for Life Insurance Economic Update - China slowdown looms July 2013 Equity markets offer both opportunities and risk SMSF's and Insurance - change is on the way What does a lower interest rate mean for your Super? Investment and trading strategies The psychology of retirement Happy New Financial Year May 2013 Has the Australian share market started a bull run? Is your life insurance healthy? Investing in a Self Managed Super Fund Death benefit nominations in superannuation Aged care tips and traps Tips in preparing a will How to save money February 2013 Headwinds to the Australian Economy – this is based on November information and so some of the figures are out of date What to do when you have paid off your mortgage Self Managed Super Funds (SMSF) and property How to protect your lifestyle with insurance Holding periods for shares – long term investing has been replaced with short term trading Super contribution limits Future planning Money tips for the year ahead September 2012 Alternative investments in particular Hedge Funds How investors can become overconfident about making investment decisions Why investors are setting up their own Self Managed Super Funds (SMSF) Self Managed Superannuation death benefits Options to generate good income in a low interest rate environment The effect of a strong $AUD on the economy and investing Investment Fraud and how to avoid it June 2012 How investors Anchor themselves to numbers An explanation of Exchange Traded Funds (ETF) An analysis of the pros, cons and responsibilities of having a Self Managed Super Fund An explanation of the different life insurances available and their purpose Overseas pensions March 2012 How Australia has avoided a recession for the last 20 years The logic of investing The benefits of tax deferred income from property The bias towards shares versus bonds in superannuation Investors switching out of shares into cash may be doing harm to their long term returns Why people should review their life insurance December 2011 Don't get caught short in retirement The tax effectiveness of dividend streams Aged care – the value of advice Why consider crisis insurance? BHP is a mango – when is the right time to buy? How does all this volatility impact my super/investments? September 2011 Seven things for investors to consider for the 21st century Living longer: how to make your retirement savings last the distance Don't let the banks run your business Is self managed super right for me? Testamentary trusts – take control and gain peace of mind Just ask Geoff – a claimant's story June 2011 Is it time to get back in? The growing importance of aged care Sizing up your super Life insurance know hows Never too young to start investing Older versions of Financially Speaking can be found in the Newsletter Archives.